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所有内容 © 欧盟,2022,以下图片除外:封面图形制作包括 © Raman Maisei - stock.adobe.com;© funnydrew - stock。adobe.com;© rob z - stock.adobe.com;第 15 页 © Olivier Le Moal - stock.adobe.com;第 16 页 © Óscar MT - stock.adobe.com;第 26 页 © enanuchit - stock.adobe.com;© gonin - stock.adobe.com;© dimazel - stock.adobe.com;第 28 页制作来自 © jozefmicic- stock.adobe.com;第 30 页 © Konstantin L - stock.adobe.com;第 32 页 © oatawa - stock。adobe.com;第36 详细说明来自 © Astibuag - stock.adobe.com;第 43 页 © InsideCreativeHouse - stock.adobe.com;© vallejo123 - stock.adobe.com;© uzkiland - stock。adobe.com;© renatados - stock.adobe.com;© Monkey Business - stock.adobe.com;© Michal Kowalski - stock.adobe.com;第 44 页 Brian Jackson - stock.adobe.com;© Filip - stock.adobe.com;© paulaphoto - stock.adobe.com;© Sergey Ryzhov - stock.adobe.com;第 45 页 Berlin85 - stock.adobe.com;© Семен Саливанчук - stock.adobe。com;© razihusin - stock.adobe.com; © andrej pol - stock.adobe.com; © 重庆-stock.adobe.com; © Negro Elkha - stock.adobe.com; p。 46 © lazyllama - 股票。adobe.com; © Depe - stock.adobe.com; © 迈克·多特 - stock.adobe.com; © doganmesut - stock.adobe.com; © 列昂尼德·安德罗诺夫 - stock.adobe.com; © kmiragaya - 股票。adobe.com; p。 47 © enanuchit - stock.adobe.com; © Ravil Sayfullin - stock.adobe.com; ©蒂尔尼-stock.adobe.com; p。 48 © Looker_Studio - stock.adobe.com; p。 54 © fotograupner - stock.adobe.com; p。 58 © JackF - stock.adobe.com; p。 60 © 雅各布·隆德 - stock.adobe.com; p。 64 © agcreativelab - stock.adobe.com; p。 66 猴子业务 - stock.adobe.com; p。 69 © 纪尧姆 - stock.adobe.com; p。 75 © pogonici - stock.adobe.com; p。 76 © 英雅普米 - stock.adobe.com; p。 81 © vpanteon - stock.adobe.com; p。 82 © rawpixel.com - stock.adobe.com; p。 85 © 暹罗 - stock.adobe.com; p。 86 阐述来自 © babaroga - stock.adobe.com; © fundrew - stock.adobe.com。
社会工程威胁利用人类心理学而不是技术脆弱性来获得未经授权的信息或系统的访问。最常见的形式是网络钓鱼,矛网络钓鱼,打smishing和Vishing。网络钓鱼涉及以合法来源的幌子发送带有恶意链接或附件的电子邮件,以无太多个性化的方式针对广泛的受众。在Nethope的《 2024年人道主义和发展网络安全报告》中,近80%的受访者在前12个月中经历了网络钓鱼,这使得网络钓鱼是对NGO(Nethope)的任何威胁类型中最常见的。Spear网络钓鱼是一种更具针对性的网络钓鱼版本,专注于组织中的单个接收者或特定实体,部署经过精心研究且高度可信的威胁,通常会导致恶意软件的部署。在“ 2024年人道主义和发展网络安全报告”中,Nethope的初步发现表明,超过60%的受访者在前12个月中经历了长矛网络钓鱼,使Spear网络网络网络钓鱼是任何威胁类型中第二常见的(Nethope)。Smishing利用SMS短信来欺骗收件人,通过摆姿势作为知名实体,利用文本消息的即时性和个人性质来揭示个人信息。wishing或语音网络钓鱼涉及攻击者征求个人和财务信息的可靠权限的电话,利用直接对话来产生独特的压力,鼓励受害者遵守而无需验证。
总体而言,威胁行为者和团体继续演变为更有组织、更复杂的行动,利用先进的战术和尖端技术来促进大规模欺诈行动,这些行动可以快速有效地利用已发现的漏洞,正如本报告所述。作为回应,Visa 风险运营中心 (ROC) 是 Visa 的 24x7 团队,负责与客户合作对全球大规模欺诈相关事件进行分类和分析,该中心与受影响的组织协作,对 68% 的事件实施了先发制人的针对性拦截,以减轻欺诈,而不会影响合法交易。从 2024 年 1 月到 6 月,这些对疑似欺诈交易的拦截导致超过 5180 万笔交易被拒,金额达 118 亿美元。