Section B2-1.1, Occupancy Types 158 ........................................................................................................................ B2-1.1-01, Occupancy Types (10/05/2022) 158 .....................................................................................................Section B2-1.2, LTV, CLTV, HCLTV, and Subordinate Financing 162 ............................................................................ B2-1.2-01, Loan-to-Value (LTV) Ratios (06/01/2022) 162 ....................................................................................... B2-1.2-02, Combined Loan-to-Value (CLTV) Ratios (12/04/2018) 164 .................................................................... B2-1.2-03, Home Equity Combined Loan-to-Value (HCLTV) Ratios (02/23/2016) 165 ............................................ B2-1.2-04, Subordinate Financing (05/03/2023) 167 ..................................................................................................................................................................Section B2-1.4, Loan Amortization Types 189 ............................................................................................................. B2-1.4-01, Fixed-Rate Loans (12/14/2022) 189 ...................................................................................................... B2-1.4-02, Adjustable-Rate Mortgages (ARMs) （12/14/2022）190 ............................................................................................................................................................................................................................................................................... ........................................................................................................Section B2-1.3, Loan Purpose 171 ............................................................................................................................... B2-1.3-01, Purchase Transactions (12/16/2020) 171 ............................................................................................. B2-1.3-02, Limited Cash-Out Refinance Transactions (12/11/2024) 174 ................................................................ B2-1.3-03, Cash-Out Refinance Transactions (02/01/2023) 180 ............................................................................ B2-1.3-04, Prohibited Refinancing Practices (08/04/2021) 185 .................................................................................................................................................................................................................................Citizen Borrower Eligibility Requirements (07/28/2015) 226 .................................................... B2-2-03, Multiple Financed Properties for the Same Borrower (06/01/2022) 226 .................................................. B2-2-04, Guarantors, Co-Signers, or Non-Occupant Borrowers on the Subject Transaction （09/02/2020）Section B2-1.5, Other Loan Attributes and Related Policies 206 ................................................................................. B2-1.5-01, Loan Limits (02/02/2022) 206 ............................................................................................................... B2-1.5-02, Loan Eligibility (06/05/2024) 207 ......................................................................................................................................................................................................................................................................... ...................................................................................................... B2-1.5-05, Principal Curtailments (11/06/2024) 222 .............................................................................................. Chapter B2-2, Borrower Eligibility 223 .............................................................................................................................. B2-2-01, General Borrower Eligibility Requirements (12/14/2022) 223 .................................................................. B2-2-02, Non–U.S.