夏威夷是(到目前为止)退休的最昂贵状态

夏威夷(到目前为止)是最昂贵的州,退休费用可能会根据您在美国的住所而变化很大。虽然有些州为舒适的退休提供了负担得起的途径,而另一些州则要求六位数的年度预算。 This infographic, via Visual Capitalist's Marcus Lu, maps the annual cost of retirement across all 50 U.S. states, revealing the most and least expensive places for retirees.Data and MethodologyThe data for this visualization comes from GOBankingRates.They analyzed the following expenditures of Americans aged 65 and older, based on data sourced from the Bureau of Labor Statistics’ (BLS) most recent Consumer Expenditure Survey release for the full year of 2023:🍎 Annual spending on groceries, defined as “food at home”🏠 Annual spending on housing, defined as “shelter”🚗 Annual spending on transportation, defined as “gasoline, other fuels and motor oil” AND “other vehicle expenses”💊 Annual spending on healthcare💡 Annual spending on utilities, defined as “utilities, fuels, and public services”📊 Overall average annual expendituresSpending estimates通过将每个成本类别乘以每个州的相应生活指数成本得分,从密苏里经济研究和信息中心的2024 Q2 Q2生活指数数据中来调整到国家一级。在计算总消费支出后,通过假设总支出消耗80%的总支出来计算出O

来源:Zero Hedge

退休成本可能会根据您在美国的住所而变化很大。

有些州为退休提供了负担得起的途径,而另一些州则需要六位数的年度预算。通过视觉资本家的马库斯·卢(Marcus Lu),该信息图表绘制了美国50个州的年退休成本,揭示了退休人员最不昂贵的地方。

通过视觉资本家的Marcus lu,

数据和方法论

此可视化的数据来自gobankingrates。

gobankingrates

他们根据劳工统计局(BLS)的数据分析了以下65岁及65岁以上的美国人的支出。

    🍎 Annual spending on groceries, defined as “food at home”🏠 Annual spending on housing, defined as “shelter”🚗 Annual spending on transportation, defined as “gasoline, other fuels and motor oil” AND “other vehicle expenses”💊 Annual spending on healthcare💡 Annual spending on utilities, defined as “utilities, fuels, and public services”📊 Overall average annual expenditures
  • 🍎杂货的年度支出,定义为“在家食物”
  • 🏠住房的年度支出,定义为“庇护所”
  • 🚗年度运输支出,定义为“汽油,其他燃料和机油”和“其他车辆费用”
  • 💊医疗保健年度支出
  • 💡年度支出在公用事业上,定义为“公用事业,燃料和公共服务”
  • 📊总体平均年度支出
  • 支出估计值通过将每个成本类别乘以每个州的生活指数评分的相应成本成本,从密苏里经济研究和信息中心的2024年第二季度Q2生活指数数据来调整到州级。

    在计算总消费支出后,通过假设总支出消耗80%的预算(必需品50%,可酌情支出为30%)来计算另外(7)节省缓冲区,而储蓄还剩20%。

    状态 总支出 20%comfortbuffer