MBA调查:3月份的抵押贷款份额降低到0.36%

从MBA:抵押贷款中的抵押贷款份额略微下降至三月抵押贷款银行家协会(MBA)每月贷款监控调查显示,现在,预宽贷款的总贷款总数减少了2个基点的总数从上月的0.38%降至0.38%的投资组合,到3月3日,估价为2025年3月3日。忍耐计划。 Mortgage servicers have provided approximately 8.6 million forbearances since March 2020.The share of Fannie Mae and Freddie Mac loans in forbearance decreased 2 basis points to 0.13% in March 2025. Ginnie Mae loans in forbearance decreased by 1 basis points to 0.83%, and the forbearance share for portfolio loans and private-label securities (PLS) decreased 4 basis points to “ 3月份的总体抵押贷款绩效有所改善,与上个月相比,更多的借款人进行抵押贷款付款,借款人的抵押和借款人更少。” MBA行业分析副总裁Marina Walsh,CMB。 “This monthly improvement may be tied to several factors such as receipt of tax refunds and homeowner recovery from natural disasters.”Added Walsh, “The labor market is relatively healthy, which is helping mortgage performance remain strong. However, compared to one year ago, there are fewer borrowers current on their mortgages. Also, more borrowers in loan workouts – particularly those with FHA loans – are having difficulty staying current.”...By r

来源:风险计算

从MBA:

3月份抵押贷款的份额略微下降至0.36%
抵押银行家协会(MBA)每月贷款监控调查显示,现在的耐受性总数从前一个月的0.38%的贷款总数从上个月的0.38%下降到2025年3月31日的0.36%。 Mortgage servicers have provided approximately 8.6 million forbearances since March 2020.The share of Fannie Mae and Freddie Mac loans in forbearance decreased 2 basis points to 0.13% in March 2025. Ginnie Mae loans in forbearance decreased by 1 basis points to 0.83%, and the forbearance share for portfolio loans and private-label securities (PLS) decreased 4 basis points to “ 3月份的总体抵押贷款绩效有所改善,与上个月相比,更多的借款人进行抵押贷款付款,借款人的抵押和借款人更少。” MBA行业分析副总裁Marina Walsh,CMB。沃尔什补充说:“这种每月的改善可能与几个因素有关,例如收到退税和房主从自然灾害中恢复。”沃尔什补充说,“劳动力市场相对健康,这有助于抵押贷款的绩效保持良好。但是,与一年前相比,借款人在抵押贷款方面的贷款人最少的借款人在贷款锻炼方面的最低限量。尤其是在FHA loans中遇到的一定的借款人数,曾经是76个借用的人,而借用了76个借贷。借款人的宽容是有原因的,例如由于失业,死亡,离婚或残疾而造成的临时艰辛。由于自然灾害,另有21.4%的人忍受了。由于covid-covid-59,其余2.6%的借款人仍处于宽容状态。
截至2025年3月31日至0.36% 强调添加

3月底,大约有18万名房主的宽容计划。