净利息收入6,295 9,478 50.6%12,822 17,977 40.2%非息收入3,030 3,030 3,942 30.1%5,803 7,704 32.7%32.7%的总营业收入9,325 13,420 13,420 13,420 43.9%18,625 25,681 37.681 37.9%(3,86) 37.6%(6,011)(7,198)19.7%的税前利润5,649 7,827 38.5%11,272 15,628 38.6%NFI/TOI 6 24.7%24.7%23.3%23%23%-142 bps bps 24.2%24.2%24.2%23.2%-103 bps Cir 30.8%28.8%28.8%-134%-134%-134%-134%-134 bps 3.8 bps 3.34%-134%BPS -32.4 BPS -32.4 BPS 28.BPS 28.BPS 28.BPS 28.BPS 28.BPS 28.BPS 28.BPS 28.BPS 39.4%BPS 3.3%BPS bps ROA (LTM) 2.6% 2.6% 0 bps 2.6% 2.6% 0 bps ROE (LTM) 15.8% 16.5% +68 bps 15.8% 16.5% +68 bps NIM (LTM) 4.3% 4.3% -1 bps 4.3% 4.3% -1 bps Cost of funds 5.4% 3.2% -224 bps 5.3% 3.3% -207 bps