Eligible healthcare FSA expenses include: • Deductibles, coinsurance, and copays • Prescription drug copays • Over-the-counter medicine, if prescribed by a doctor • Medical care items that are not prescription drugs, such as equipment (crutches), supplies (bandages and contact lens solutions), and diagnostic devices (blood sugar testing kits) • Dental expenses, including orthodontia • Vision expenses, including eye考试,眼镜和隐形眼镜•听力费用,包括助听器和考试•心理健康费用(不包括婚姻咨询)•骨科支出•减肥计划(如果有医学上必要的话)•计划未涵盖的某些程序的医疗费用,例如Laser Vision Corrective
•如果预期的等效净年度直接成本(EANDCB)在-1000万英镑和 + +1000万英镑范围内•与与FCA的运营成本和资本支出相关的规则有关 in the FCA Handbook, (where such rules are not already exempted by FSMA from the requirement to produce a CBA) • in connection with the rules for setting the limit on the amount which the FSCS may recover as management expenses (ie operating costs), known as the Management Expenses Levy Limit (MELL) • in connection with rules setting out the amount of the Management Expenses Levy in respect of Relevant Schemes (MERS) • where the CBA contains highly sensitive information and any disclosure在FCA之外,很可能会对消费者或市场产生非常严重的影响
(a) in what manner Ayurveda contributes for reducing out-of-pocket medical expenses in the country;
Overall Financial Well-Being ................................................................................................ 2 Income ............................................................................................................................. 3 Employment ...................................................................................................................... 3 Dealing with Unexpected Expenses ..................................................................................... 4 Banking and Credit ............................................................................................................ 4 Housing ............................................................................................................................ 5 Education .......................................................................................................................................................................................................................................................................................................................................................................................................
Deducting Unreimbursed Employee Business and Travel Expenses ........................................................................................................ 422
使用27,739,951的原材料和消耗品24,376,677员工福利费用2,491,264 2,095,911广告费用372,592 403,067旅行费用286,969 19969 199,856房地产和设备的贬值268,4441 228,872 Extress 228,872 Extress 2 228,872 Extrescuct Freight expenses 183,711 303,331 Module costs 152,739 112,890 Consulting and professional service expenses 106,239 81,868 Outsourcing processing fee 91,198 106,723 Depreciation of right-of-use assets 74,940 64,670 Amortisation of intangible assets 59,113 62,150 Amortisation of other long-term assets 42,440 56,464 Net provision for impairment losses on financial assets 31,345 896 Product design fee 22,695 86,637 Short-term and low-value lease 15,819 7,479 Auditor's remuneration 6,749 9,028 – Audit services 6,300 7,579 – Non-audit services 449 1,449 Other expenses 432,827 383,768
rs。in crores 2019 2020 2021 2022 2023 Sales 1,265.88 1091.78 912.04 1236.21 1368.68 -14% -16% 36% 11% Expenses COGS 815.69 687.16 562.67 753.12 832.71 Gross Profit 450.19 404.62 349.37 483.09 535.97 Gross Profit Margin 35.56% 37.06% 38.31% 39.08% 39.16% Employee 87.45 90.70 82.17 99.91 110.38 Other Expenses 265.55 233.38 199.82 244.20 274.15 Total Expenses 1,168.69 1,011.25 844.67 1,097.23 1,217.24 EBITDA 97.19 80.54 67.37 138.98 138.98 151.44 EBITDA边缘7.68%7.38%7.38%7.39%11.24%11.24%11.06%其他收入13.31 13.31 13.31 16.58 9.63 9.63 14.37 17.68替代44.448 4.448 44.444 44.44 44.48 35.444446.446 ebit 35.44444446.446 ebib 56.37 38.19 118.27 133.66 EBIT Margins 5.21% 5.16% 4.19% 9.57% 9.77% Finance Cost 30.64 22.20 14.71 7.48 6.55 Exceptional Gain/(Loss) 6.64 4.89 -5.40 10.73 1.33 Share in P/L of associate/JV 0.79 1.03 1.34 0.88 1.35 Profit/(Loss) Before Tax 42.80 40.09 19.42 122.40 129.80 Tax expenses 15.07 13.88 5.70 28.69 31.35 Tax % 35% 35% 29% 23% 24% PAT 27.73 26.22 13.73 93.71 98.45 -5% -48% 583% 5% PAT Margin 2.19% 2.40% 1.51% 7.58% 7.19%EPS(基本)1.00 0.95 0.50 3.39 3.39 3.56现金流的合并声明
21(e2303)公用事业86,469 95,000 128,000 22(E2306)材料和用品51,349 77,000 70,000 70,000 70,000 23(E2309)维修和维护40,547 35,000 50,000 24(E2312) (E2318)办公室服务27,744 40,000 40,000 27(E2321)运输80,81,000 100,000 28(E2324)旅行98,118 300,000 260,000 260,000 29(E2327) 138,051 155,000 155,000 32 (E2336) Training 3,270 17,000 5,000 33 (E2339) Hospitality 21,914 22,000 25,000 34 (E2342) Incidental Expenses 2,151 3,000 2,000 ____________ ____________ ____________ Total Operational and Maintenance Expenses 1,232,152 1,635,000 1,622,000 ____________ ____________ ____________
使用非GAAP财务指标:在本演讲中,我们包括了某些非GAAP财务信息,包括调整后的EBITDA,非GAAP毛利润利润率和运营利润率以及调整后的自由现金流。Our non-GAAP results exclude the effect, where applicable, of share-based compensation, cybersecurity incident expenses, COVID-19 shelter in place restrictions on manufacturing activities, manufacturing excursion, other manufacturing adjustments, expenses related to our acquisition activities (including intangible asset amortization, severance, and other restructuring costs, and legal and other general and administrative expenses associated with acquisitions including legal fees and expenses for litigation and与我们的微观收购有关的调查),与某些法律事务相关的专业服务,IT安全补救成本,我们可转换债券的非现金利息费用,债务结算的损失以及与股票投资相关的损益。在2024财年和2025财年的第三季度中,我们的非GAAP所得税费用是根据适用的财政年度的预计现金税提出的,不包括根据《减税和就业法》过渡税款。我们对非GAAP措施的确定可能与其他公司使用的标题类似的措施不同,不应将其解释为根据GAAP确定的金额的替代品。使用非GAAP措施有一些限制,包括它们排除了某些人可能认为在评估我们的绩效重要的财务信息。管理层通过为投资者提供GAAP和非GAAP基础的信息以及提供GAAP和非GAAP结果的对帐来弥补这一点。非GAAP措施不应孤立或替代净收入,运营或其他GAAP下的盈利能力,流动性或绩效的措施。某些补充信息和对帐可在我们的网站www.microchip.com/investors上找到,标题为“补充财务信息”。
21(e2303)公用事业750,551 810,000 800,000 22(E2306)材料和用品336,020 310,000 310,000 330,000 330,000 23(E2309)维修和维修和维护260,609 190,000 230,000 24(E2312) (E2318)办公室服务146,558 95,000 150,000 27(E2321)运输246,294 268,000 268,000 259,000 28(E2324)旅行386,918 543,000 500,000 500,000 29(E2327) (E2333) Professional Services 480,341 534,000 560,000 32 (E2336) Training 4,959 9,000 8,000 33 (E2339) Hospitality 24,750 15,000 25,000 34 (E2342) Incidental Expenses 11,739 9,000 10,000 ____________ ____________ ____________ Total Operational and Maintenance Expenses 5,624,561 4,116,000 4,852,000 ____________ ____________ ____________