AfricaNenda Foundation and its partners are collaborating to assess the state of inclusive instant payment systems in Africa and the role that they play in supporting the adoption and usage of digital payments, for financial inclusion for all. This exercise involves conducting extensive research across Africa to establish best practices, benchmarks, key trends and to deliver ideas and thought leadership, through an annual think piece that continues to inspire African digital financial services ecosystem players to scale up the use of these retail payment systems. The 2025 report will be the fourth edition, building on preceding versions published in 2022, 2023, and 2024.