通过2021年的立法创建了财务授权办公室（“ OFE”或“办公室”），以通过社区衍生的目标和策略来提高科罗拉多州的财务韧性和福祉。法规要求法律部每年报告“科罗拉多州负担得起的银行业访问状况，财务授权办公室的活动以及在智能法案中实施办公室目标的一部分，以实施办公室的目标”。C.R.S. §24-31-1102。 The statute provides that the report shall address “access to secure, safe, and affordable financial products, including: (a) geographic and racial equity considerations; (b) an examination of existing financial products regulated by the state of Colorado and other financial products that are being offered within Colorado; (c) recommendations for reforms that would encourage greater access to secure, safe, and affordable financial products or would provide better protections to consumers; and (d) an examination of local financial empowerment work以及对居民经济安全和流动性的影响。”C.R.S.§24-31-1102。 The statute provides that the report shall address “access to secure, safe, and affordable financial products, including: (a) geographic and racial equity considerations; (b) an examination of existing financial products regulated by the state of Colorado and other financial products that are being offered within Colorado; (c) recommendations for reforms that would encourage greater access to secure, safe, and affordable financial products or would provide better protections to consumers; and (d) an examination of local financial empowerment work以及对居民经济安全和流动性的影响。”§24-31-1102。The statute provides that the report shall address “access to secure, safe, and affordable financial products, including: (a) geographic and racial equity considerations; (b) an examination of existing financial products regulated by the state of Colorado and other financial products that are being offered within Colorado; (c) recommendations for reforms that would encourage greater access to secure, safe, and affordable financial products or would provide better protections to consumers; and (d) an examination of local financial empowerment work以及对居民经济安全和流动性的影响。”