Item 6 [Reserved] 58 Item 7 Management's Discussion and Analysis of Financial Condition and Results of Operations 58 General 58 Overview of Financial Results 59 Consolidated Results of Operations 62 Total Revenue 62 Net Interest Income 70 Provision for Credit Losses 73 Expenses 73 Repositioning Charges 74 Income Tax Expense 74 Line of Business Information 74 Investment Servicing 75 Investment Management 75 Financial Condition 76 Investment Securities 77 Loans 80 Risk Management 81 Credit and交易对手风险管理87流动风险管理91运营风险管理97信息技术风险管理98市场风险管理99模型风险管理106战略风险管理107资本108不平衡表安排117重要的会计估计117近期会计开发119项目7A量化和定性披露有关市场风险的定量和定性披露120项目8财务说明和补充数据120
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