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Leading indicators supporting our confidence in sustainable long-term value creation are reflected in these positive trends in business fundamentals: • Diversification benefits: The benefits of a well-diversified franchise across geography and product, where Africa regions' contribution to earnings has increased to 30% in 2023 (2022: 13.3%) • Earnings growth: CIB (earnings up 23%) and ARO RBB (earnings up 27%), offsetting strain in SA面向消费者的业务领域•客户重点：整个小组的客户首要地位和经验的积极趋势•数字采用率较高的数字用法率：由卓越的数字服务可用性支持支持的数字使用率•员工的经验•增强的员工经验成果：在非洲的最高雇主和持续的雇主持续认可，并在非洲和福布斯高层妇女友好的公司中获得领导能力和竞争能力的领导能力•在竞争中的领导能力•有助于维持量的竞争力，从而在竞争中提高了竞争力。有325亿兰特的有益气候•整体组织健康指标，这是未来绩效的反映，正在上升。
ABSA Group Limited集成报告（IR）2023
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